Protege tus envíos con respaldo internacional y tranquilidad total
En DELPA, aseguramos tus mercancías nacionales e internacionales con coberturas adaptadas al tipo de carga, ruta y modalidad de transporte. Gracias a nuestras alianzas con aseguradoras líderes, te brindamos protección estratégica frente a riesgos reales, garantizando que tu operación esté siempre respaldada.
Nuestra experiencia en soluciones logísticas
Más que logística: tu aliado estratégico en cada etapa.
+30 años de trayectoria y un equipo especializado.
Soluciones a medida con experiencia, tecnología y cobertura global.
Gestión integral: importaciones, exportaciones, bodegas y entregas.
Optimizamos tiempos, reducimos costos y aseguramos cada envío.
Promesa DELPA: visibilidad, cumplimiento y acompañamiento.
Why purchase international cargo insurance?
In international trade, every shipment passes through multiple hands and modes of transport: origin warehouses, port terminals, shipping lines or airlines, extra-port depots, customs clearance and inland transport to final destination. At each of those points there is risk of damage, loss, theft or delay. Cargo insurance protects the value of the goods throughout that journey and often also the loss of profits associated.
At Delpa Group we advise importers and exporters in choosing the most appropriate coverage based on the nature of the cargo, mode of transport, route and the agreed commercial regime (incoterm). We work with leading insurance providers in Chile, Brazil, the United States and the global partner network to issue policies the same day and manage claims in record time.
Available coverage types
Clause A (all risks)
The broadest coverage under Institute Cargo Clauses A. Covers virtually any physical damage except for explicit exclusions (war, strike, poor packaging, inherent vice).
Clause B (named perils)
Intermediate coverage with specific perils: fire, explosion, stranding, collision, sinking, jettison, emergency discharge and similar.
Clause C (basic perils)
Minimum coverage: only major damages such as sinking, stranding or fire. Appropriate for low-value cargo or consolidated.
Special coverages
For refrigerated cargo (cold chain breach), hazardous cargo (IMO), project cargo, fine art and specific commodities such as copper or forestry products.
Cargo insurance FAQ
Is cargo insurance mandatory?▼
It is not mandatory by law in most countries. However, virtually all letters of credit (UCP 600) require it. Incoterms CIF and CIP also require the seller to provide insurance, at minimum Clause C (CIF) or Clause A (CIP).
How much does cargo insurance cost?▼
Typical premiums range from 0.05% to 0.4% of insured value, depending on cargo type, route, mode of transport and chosen coverage. Hazardous cargo, project cargo and high-country-risk routes have higher premiums.
How is the insured amount calculated?▼
Standard practice is to insure CIF value + 10% (commercial invoice + freight + insurance + 10% expected profit). This covers replacement cost and a margin for typical consequential damage.
What documents do I need to claim a loss?▼
Bill of Lading or Air Waybill, commercial invoice, packing list, insurance policy, destination inspection certificate, police report if applicable, and any photographic evidence of damage. The faster the loss is notified to the insurer, the better.
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